Saturday, March 11, 2017
All You Need to Know About Verve Paycode Cardless ATM Withdrawals and POS Payments
All You Need to Know About Verve Paycode Cardless ATM Withdrawals and POS Payments
Life is more simple and easy day by day as a result of technology and we need to stay up-to-date with new emerging technologies. Im happy to inform you that there is a new way in Nigeria to withdraw your money from the ATM machine without your debit card being physically present. It sounded like a big joke at first until I personally confirmed it.
You know how it feels when you urgently need cash, but your ATM card is at home; theres money in your account, but you cant withdraw it because you need an ATM card.
Nigerias largest payment processing company - Interswitch, has launched "Verve World", an app which enables cardholders to store all their payment options and to carry out everyday transactions without physically using their cards. You can now withdraw the cash in your account without using an ATM card, all you need is a Verve Paycode.
Verve Paycode is a secure code that can be generated from cards stored in your eWallet (Verve eCash). Verve eWallet can securely store any card from any Bank.
Verve eCash is a virtual payment card that allows you to transact in every way you would with a physical card. With eCash, you no longer need card number, OTP, CVV2 or expiry date to complete your online transactions. Recharge, Pay bills, Transfer funds and even withdraw cash from an ATM or make POS payments directly from your eCash.
Download Verve World app from the link below to get started.


Login/Registration Process
Open the Verve World installed app, login with an existing Interswitch account if you have an account with Interswitch before and if not, choose Sign UP and fill the necessary detail, add the details of your ATM card on to the Verve World App and proceed.

After successful registration, you should get this notification and an accompanying email from the Verve International team with Welcome to Verve eCash in the subject line.
How to Fund Your Verve eCashClick the button that says Fund my eCash. On the next screen, you will be required to enter the amount you want to withdraw.

Even after adding a card to the application, you may have to input your details again in the Payment Card option
How to Generate Actual Verve PaycodeAfter funding the eCash, you will get a notification to that effect. Under every page, there is the eWALLET, 1-TOUCH and PAYCODE options, click on PAYCODE to generate.

After selecting PAYCODE, the below page will be displayed.

In selecting a channel, there is the option of ATM, POS or Paypoint Agent. Choose ATM as it is our case study for this post.
In selecting a payment card, choose your already funded Verve eCash or select from the stored Cards.
The cash-out pin is the one you are going to input in the ATM and your card pin is, of course, your personal card pin.
Important NoticeAfter the last procedure described above, you should be able to use your cashout pin in any ATM unless;
- You have insufficient balance in your account.
- You do not have a token physical or software and so cannot use the card online.
- There is not sufficient internet connectivity.
- Verve Paycode works for any bank card as long as its Verve, Visa or Mastercard
- Multiple cards can be added to the application
- Cardless ATM Withdrawals DOES NOT work on every banks ATM (that is the machine).
- The Machine that I know, are: ATMs belonging to Zenith Bank, Stanbic IBTC Bank, Guaranty Trust Bank and Fidelity Bank are compatible with the Verve World App and Verve Paycode.
Now using the ATM is the really tricky part and seems to be where most people are stuck. Most ATMs have the options of cardless operation, to be sure, ask the orderlies around.
Or walk up to any one of them and press the ENTER key multiple times. It should display the option.
How to Withdraw from the ATMGTBank ATM has already been used for the experiment, all you need is to follow the below instruction according.

If you look closely at the display above, it gives the instructions on performing Cardless Transactions; that is, using the ATM to withdraw without ATM card. Even though the instruction makes it easier, some ATMs do not spell it out, so just press the ENTER button on the keypad twice, and if it does not still bring out the option, then the machine is probably not configured for Cardless Transactions.

The next screen after pressing the ENTER key will be self-explanatory as the tag of your selection will include Quickteller. The Verve World App, Verve Paycode and Quickteller are all products of Interswitch, so they are in one family.

After selecting the Quickteller option, this screen comes up and prompts you to enter the already generated code, then the ATM proceeds to produce the exact amount of cash that was entered when generating the Verve Paycode on the Verve World. Simple as that.
At a Stanbic IBTC ATM, press zero 0 on the keypad to be taken to a page that has Quickteller Cashout written on it and the machine will give a prompt for the already generated Verve Paycode.
Zenith Bank ATMs have the same procedure, but you have to press the enter key to access Quickteller Cashout option, and input your Verve Paycode
Note: It includes a N100 surcharge at cashout.
Also Note:
To make every thing simply. You can generate a Paycode by simply dialing *322*8*Amount#. You dont need to have a smartphone or internet access
Have Questions to ask or have anything to contribute, kindly use the comment form below. More so, use the "Share", "Like" and other Share buttons to share this post with your friends.
Available link for download
Tuesday, February 28, 2017
Need for Speed™ Most Wanted APK Data v1 3 71 High compressed 2016
Need for Speed™ Most Wanted APK Data v1 3 71 High compressed 2016
Halo para sobat gamers, jumpa lagi dengan saya kali ini game Need for Speed Most Wanted yang merupakan game racing dengan grafis HD dan sudah mencapai versi terbaru v1.3.71 sudah bisa sobat unduh disini.

Ada banyak fitur canggih yang di tawakan pada game Need for Speed Most Wanted untuk android seperti dari segi Grafis game ini sangat luar biasa memukai dengan grafis HD yang halus ditambah dengan efek audio yang real membuat game ini sangat seru dimainkan. Nah yang menarik dari game ini ada banyak misi yang harus sobat selesaikan seperti Most Wanted di pc. selain itu tersedia juga pilihan control yang bisa sobat pilih, jadi akan menambah kenyamanan sobat dalam mengendalikan mobil.
Tersedia juga banyak jenis mobil yang bisa sobat pilih dari mobil terkenal seperti lamborghini, ferrari dan masih banyak lagi. Nah agar permainan semakin seru kita sudah sediakan versi modifikasi dan versi original. Untuk versi modifikasi semua mobil sudah terbuka, semua even terbuka, semua Map terbuka dan masih banyak lagi fitur mod yang bisa sobat coba.
Pada Game Need for Speed Most Wanted versi terbaru 1.3.71 tidak mengalami banyak pembaruan, cuma pada versi terbaru game ini akan berjalan lebih Smoot. Oh ya ukuran asli game ini sangat besar yaitu 1.9 GB, tapi tenang sobat tidak perlu mendownload sebesar itu karena sudah dikompres menjadi 500Mban. ya lumayan lah bisa menghemat kuota. Oke bagi sobat yang sudah penasaran langsung saja Download Game Need for Speed Most Wanted untuk android dan mainkan..!
Fitur Game
Drive and customize over 40 of the worlds most exciting cars
Race the way you want! By popular demand, you can now touch or tilt to steer
Use Mods to enhance your car and get ahead of the pack in style
Experience the action with mind-blowing graphics and intense full-car damage
Earn Speed Points to unlock new cars
Trick out your phone with an exclusive Most Wanted live wallpaper
Fitur Mod :
1. Cash multiplier
2. Infinite speedpoints
3. Unlock black market
4. All cars unlocked
5. All cars bought
6. All events unlocked
7. All maps unlocked
8. Drive through oncoming traffic
9. Disable cop cars spawning
10. Infinite nitro once activated
11. Full offline
12. DRM bypassed




Download Game Need for Speed Most Wanted Terbaru
Update : 2 Februari 2016
Versi : 1.3.71
Android versi : 2.3 +
Tested : Vivo Y28
- Download APK + Data => Via Tusfiles | Filescdn [547 MB]
- Download APK sama data diatas
- Silahkan Extrak
- Install APK [pilih yang original/Mod]
- Pindahkan Folder com.ea.games.nfs13_na ke Android/Data
- Buka game mainkan !!!
Available link for download
Thursday, February 23, 2017
All you need to know about Candidiasis of the Skin and Nails
All you need to know about Candidiasis of the Skin and Nails
Candida is a naturally occurring fungus. When overgrown, it can cause an infection on the skin and in the nails. This infection is called candidiasis.
Men, women, and children have Candida, and everyone can get an infection. But what is Candida, what are the symptoms of infection, treatments, and how can infection be prevented? This article aims to explain all.
What is Candida?
There are over 150 types of Candida. The most frequently seen species is Candida albicans. The 15 known Candida albicans species are responsible for infections on the skin and in mucous membranes throughout the body.
Overgrowth occurs more often in moist areas of the skin. Candida infections can range from minor infections that are treated with over-the-counter medications to very serious conditions that need care from a physician.
What causes candidiasis?
Skin infections are caused by warm, wet environments. Humid weather, poor hygiene, and tight clothing that rubs and doesnt breathe well can increase the chances of candidiasis. Antibiotics can also alter the bodys natural Candida, causing an infection to occur.
Candidiasis of the nails can be caused by certain jobs. For instance, those that work with irritating substances, or people who are constantly in water have an increased risk of the condition. Brittle nails can also be caused by genetics and aging. Women experience nail fungus more often than men do.
Symptoms of candidiasis

Candidiasis of the skin can have visual signs such as redness, rash, scaling, and swelling. These signs are often found where skin touches skin as well as areas that are more difficult to keep dry.
Some examples of these sensitive areas include:
- Folds of skin
- Under the breast
- Groin
- Armpits
- Spaces between fingers and toes
- Foreskin of an uncircumcised penis
The infection will most likely itch and feel uncomfortable if not treated.
Signs of candidiasis of the nails are nails that are brittle, easily breakable, or splitting. There are often white or yellow spots under the affected nail. These symptoms can live in fingernails or toenails and can be very painful.
If untreated, the infection can make the nail thicker and even more discolored. Athletes foot, the fungus that can spread between the toes and feet, may also occur at the same time.
Treatment for candidiasis of the skin and nails Over-the-counter antifungal treatments like miconazole, clotrimazole, and oxiconazole can help cure infections of the skin.
To increase the likelihood of a quick recovery, keeping the skin dry is a necessary step. This may be more difficult in certain areas of the body. Powders can decrease moisture during and after recovery.
It is important to see a dermatologist if the condition doesnt improve after taking these actions. Prescription medication may be needed.
Severe skin infections, often caused by invasive candidiasis, need to be treated by a doctor. Invasive candidiasis is a serious yeast infection that affects the blood, heart, eyes, brain, and bones.
People with weakened immune systems, such as those with HIV, are more likely to be affected by these invasive infections. Patients should seek medical attention immediately to be hospitalized.

Nails affected by candidiasis should be kept dry and strengthened.
Nail infections can be tricky to resolve. Dr. Phoebe Rich of the American Academy of Dermatology recommends three steps in treating Candida of the nails:
- Examining possible underlying medical causes of the condition and correcting those issues if they exist.
- Keeping nails dry from harsh substances or water. Wearing gloves to do daily duties may help the condition.
- Treating nails by strengthening them. Petroleum jelly or thicker-based lubricants are better than watery lotions.
If a nail infection cannot be treated, surgical nail removal may be the best option. A new nail will grow, but it is a slow process.
Vitamin B with biotin may also help brittle nails, but it is a long-term solution and something that should be kept up as a daily supplement. If the condition doesnt subside, it is best to talk to a skin specialist about a prescription drug to help with the problem.
Preventing candidiasis of the skin and nails
Prevention is extremely important in keeping the nails and skin healthy. One way to reduce a Candida infection is to lower the amount of sugar consumed. Keeping blood sugar at healthy levels can contribute to healthier skin and nails. This is especially important for people with diabetes.
It is extremely important to keep the skin and nails dry and clean. Changing sweaty or wet clothing, washing with soap, and drying well will help avoid the spread and increase of yeast.
As for the hands and feet, choosing a reputable nail salon will decrease the chances of bacteria moving from customer to customer. It is also important to wear flip flops in public places like pools and showers.
Both the skin and nails have Candida, but balance is important. If a fungal infection does occur, home or over-the-counter remedies can be used.
People with weakened immune systems, diabetes, or other health conditions may need medical care more immediately. If a fever and rash are present, thats a sign that a doctor should be contacted right away.
Available link for download
Saturday, February 11, 2017
10 Facebook Tips Tricks You Need To Know
10 Facebook Tips Tricks You Need To Know
Facebook is a social network that needs no introduction. It is the most used social media platform with billions of users daily. Facebook is here to stay, with the acquisition of Whatsapp and Instagram and the listing on the stock exchange. This means despite our usual talk of deleting our Facebook accounts at some point vn the future, the truth is we just cant. Everyone is on Facebook, so why wouldnt you be there?
Majority of Facebook users dont know there are several tricks you can use to enjoy your experience. From the well known ones to the hidden ones which could be a lifesaver. Today, I will be sharing with you 10 Facebook Tips and Tricks you probably dont know about yet. Leggo!
1. View Your profile as someone else: Yes, you have always wanted to see how your Facebook page looks like when others open it. Well, you too can view your page as someone else. Just Click the button with three dots over your Cover Photo and select "View as".
2. Stop Facebook from Following You: Have you ever noticed you see adverts of a particular brand or category when you open your Facebook after closing/opening the tab on your browser? Yes, thats Facebook following you around the web (but in a good way). You can prevent this from happening, just go to settings >> Adverts >> and switch them Off if you dont want.

3. Get all Your Friends Birthdays: Admit it, Facebook is the reason you dont forget friends and families Birthdays. You can export all your Friends birthday to any calendar of your choice e.g Google Calendar (Comes with most Android Phones), so you dont have to open Facebook everytime to note a friends birthday. To do this, Click Events >> Birthdays >> then select a calendar app in the menu.
4. Check Who Logged into Your Account: There are several ways to keep your Facebook account safe from hackers and over zealous spouses, all these are compiled in the Security page. To find out who has been logging into your account, open Settings >> Security >> and view all the places your account is being logged in from. If you find anything suspicious there, just click end activity immediately.
5. Save Content For Later: You can save links, blog posts, to read them later. This is very helpful especially when you just opened FB just to check something quick. To save a post or link, just click the drop down menu on the post and select "Save Post". To view all your saved posts, Click the saved links on the News Feed menu in Facebook Homepage.
6. Hide Yourself from Others: The Facebook Privacy options have very useful options to hide yourself from the public, from selecting who can view your posts to who can send you friend requests. Just Click the Padlock button at the top of your Facebook Page and make adjustments.
7. Look at all your memories with a Friend: Facebook can show you how long you have been friends with someone, all the places you have been together and all the pictures you have taken together. Just open your friends profile and click the 3 dots on the cover photo. Then select See Friendship.

8. Download All Your Facebook Data: You can download all your Facebook Data including all your posts, pictures etc. Everything you have done on Facebook can be downloaded to a single file. Just go to Settings >> Download Your Data >> Follow the instructions.
9. Play Hidden Games on Facebook Messenger: Do you know there are hidden games on facebook messenger? For example, if you send someone a football or basketball sticker, click the ball and a mini game will launch. Want to play Chess? Just type "@fbchess play" and send.
10. Facebook reactions: The new Facebook Reactions was designed to give a variety of options to a post. Now you can pick either Like, Love, Sad, Wow or Haha. To react to a post (instead of like), just hold the like button and the options will pop up.
So, what do you think? How many of these Facebook tips and tricks have you tried before? Let me know in the comment box.
Like Dammybas Blog Facebook Page by clicking here!
Available link for download
What Need to Know About ntel 4G LTE Data Test Drive
What Need to Know About ntel 4G LTE Data Test Drive
Test Drivermation is still sketchy on this but the more it comes, the more we unfold. This is what you need to know bout ntel Data Test-Drive.
This offer is available to all new ntel customers, who will each be able to enjoy it for a 3-month duration at the start of their subscription.
ntel Data Test-Drive will enable customers to use our 4G/LTE-Advanced network to its full potential, and without having to monitor, or ration, usage. Customers will be offered the choice of paying a flat fee for one day, three days, a week or a month and have the entirety of their data usage, without limit, being inclusive to the price already paid, for their selected validity window.
Only after an ntel Data Test-Drive, will customers be invited to choose a tariff plan that suits their ongoing usage. To inform this choice, we will collate and share detailed daily, weekly and monthly reports of individual usage.
In addition, with ntel, customers will be able to purchase services within so-called “Bundles.” These will comprise sets of voice-over-LTE and Internet Access services that are grouped together and sold for a single flat fee, for fixed duration: from a single day; up to one month. And at prices that represent the very best value for money in Nigeria’s Telecom market today. Of course, for those customers who prefer a different approach, we provide a Pay-As-You-Go option that allows payments and charges to be made on an event-by-event (or call-by-call) basis.
Meanwhile, if you’ve collected your own SIM kindly let us know when and where.

Available link for download
Thursday, January 26, 2017
Need for Speed™ Hot Pursuit v2 0 18 Apk Data Mod Unlocked
Need for Speed™ Hot Pursuit v2 0 18 Apk Data Mod Unlocked
Description:
Escape the law as a Runner in supercars like the Pagani Zonda Cinque or stop runners in the role of a cold Police in police cars, with high speed car such as the Lamborghini Reventon. Experience an action pulse while he flees or chases in Need for Speed Hot Pursuit on Android. Drive up to 20 performance cars of high precision with disputes filled of adrenaline in 24-track, at night and during the day. To Explore the limits in 48 Events in the Career of Police officer and Runner, earn rewards and climb the classification.
Images:
Requires Android 2.1 or higher.
DOWNLOAD APK MOD
DOWNLOAD OBB
Data in Android/Obb
Link Playstore
DIRECT LINK BELOW:
Available link for download
Tuesday, January 24, 2017
All You Need to Know about Chromebooks
All You Need to Know about Chromebooks
When the first set of Chromebooks for sale were announced by both Acer and Samsung at Google I/O conference in May 2011, everyone was skeptical about the thought of a laptop running a strange OS (Chrome OS) that depends primarily on the internet to function. Over the years and with the introduction of several lines of chromebooks, more people are buying it. In this part of the world especially here in Nigeria, the idea of a PC running anything other than Windows is alien. So, let me introduce you to Google Chromebooks.
WHAT IS A CHROMEBOOK?
A Chromebook is a laptop running Googles Chrome OS. Chrome OS is based on a linux kernel and uses Google Cgrome browser with an integrated media player. The OS has limited offline usability but has a fast boot time, booting up in less than 5 seconds. The OS doesnt install traditional applications like word processing apps or instant messaging, instead users add web apps from the chrome web app store. Just like you do on the Google chrome browser on your PC.
Like most regular PCs, it supports plug and play feature for the USB so you can use your camera, mouse, external drives etc easily with the device. Also, despite the device needing the internet to perform most of the functions, users are able to access any apps which support offline mode. Most Google apps like Drive, Maps, Calendar, Keep and Gmail are usable offline along with built in music player, photo editor and games like Angry Birds.

- Extremely Fast booting
- Built in Popular Google apps like Gmail, Google Drive etc.
- Integrated web store for nstallvng apps
- Easy account management and switching with support for Guest Mode.
- Seamless Syncing with other device for easy use
- Easily access apps on your other PC (not running Chrome OS) via Chrome Remote Desktop
- Built- in protection, therefore no need for need for anti-virus softwares
- Long Battery life
PRICES
Chromebooks despite the eye catching features have relatively low prices compared to other laptops. The price of most chromebooks range from $199 - $349. Thats about N36,000 - N63,000 according to current exchange rates. Some chromebooks like the Samsung Chromebook supports sim for 3G usage.
SUMMARY
In summary, chromebooks are wonderful less expensive alternatives to common laptop. But in countries like Nigeria were internet is not readily available at fast speeds, there could be a problem with the usage. In the nearest future, chromebooks may become the next big thing ahead of PCs and Macs.
Although less popular in the Nigerian market, the pricing and features have attracted some users to acquiring the device. Most top laptop makers like Asus, Samsung, Lenovo, HP, Toshiba all have various designs and models of chromebooks for sale. The big question still remains, are you ready to step up to an internet based device?
Questions or Comments? Visit the comments box below!
Dont forget to share this post with your friends via any of the social media buttons below!
Available link for download
Thursday, January 19, 2017
ANDROID ROOTING 101 All you need to know
ANDROID ROOTING 101 All you need to know
Android devices have gone from the little toddlers to the powerhouses of mobile smartphones in the world today. As at present day, activations of android phones must be nearing billions with the wide range of phones available for all pocket sizes. Several versions of the android OS have been made with the newest version - Android 5.0 (nicknamed Lollipop).
Whenever android is mentioned, one procedure comes to mind - ROOTING. This brings us to the question. What is Rooting? To learn the whole lot about rooting, you could read the full gist here . I would try to summarize all the grammar and jargon to give you an interesting insight to What you need to know about rooting.
WHAT IS ROOTING?
Rooting is the process of allowing users of smartphones, tablets, and other devices running the Android mobile operating system to attain privileged control (known as "root access") within Androids sub-system. In English, rooting is a method to help you gain full control of your device. You probably have bought an android smartphone claiming to have, maybe, 4GB ROM but only have 1.5GB or in some worse cases 1GB accessible to you to use for installation of apps and youve wondered why? Or You want to customize your smartphone and change the boot-animation to show something different from the Samsung logo Or you want to join the band wagon of tweaking your IMEI and enjoying benefits you are not entitled too, to do all these youd require root access to your phones.

Root access is sometimes compared to jailbreaking devices running the Apple iOS operating system. However, these are different concepts. Jailbreaking describes the bypass of several types of Apple prohibitions for the end user: modifying the operating system (enforced by a "locked bootloader"), installing non-officially approved apps via sideloading, and granting the user elevated administration-level privileges. Only a minority of Android devices lock their bootloadersand many vendors such as HTC, Sony, Asus and Google explicitly provide the ability to unlock devices, and even replace the operating system entirely.
WHAT ARE THE BENEFITS OF ROOTING MY DEVICE?
- Complete control over the look and feel of your device.
- Ability to customize the Android OS
- Full control of the CPU and Kernel
- Ability to install Custom ROMS
- Backup the whole device in case anything goes wrong.
- Full application control and ability to free up space unnecessarily occupied by pre-installed apps.
- Ability to change IMEI, increase RAM and upgrade Android OS.
Luckily, following the right instructions on rooting your device, there are no real dangers in rooting and android smartphone. However, it is worth noting that rooting your device may void your warranty and is regarded as a copyright infringement in some foreign countries.
HOW DO I ROOT MY DEVICE?
Methods of rooting a device may range from very simple to complex endeavors but i would like to mention that NO android device is "unrootable", for some it might just take a very long and boring process while some can be rooted in less than 5 minutes.
Several apps can be used to root android devices, some of which could be done from the devices locally (towelroot, kingroot, poot, framaroot e.t.c) while some require the use of PC apps such as (SRS Root, Root Genius, ADB terminal e.t.c). Tutorials for some of these tools can be found in this blog.
What are you waiting for? Root your Android device now and start to enjoy the full benefits of your smartphone today!!
Got questions or suggestions? Feel free to comment below and a solution will be proffered.
Available link for download
Monday, January 16, 2017
SAMSUNG GALAXY NOTE 7 OFFICIALLY ANNOUNCED EVERYTHING YOU NEED TO KNOW
SAMSUNG GALAXY NOTE 7 OFFICIALLY ANNOUNCED EVERYTHING YOU NEED TO KNOW
Samsungs Galaxy Note series is one of the most iconic smartphone lines of all time. Not only do they come with great specifications and features for power users, but this is also the area in which Samsung decides to innovate a bit more than usual.
Now, after weeks of leaked photos, specs and renders, Samsung has officially taken the wraps off its latest flagship phone, the Galaxy Note 7! It has a curved screen, some killer new S Pen features, top-of-the-line specs and many more surprises youll want to check out, so be sure to read on for the full rundown on this new handset.



KEYWORDS
Available link for download